Travel Now, Pay Later: No-Cost EMI Options on Holiday Bookings

Dreaming of your next getaway but worried about the upfront cost? SOTC has launched the Holidays @ EMI program. You can now book your aspiration vacation immediately and spread the cost over flexible monthly installments.

Key Benefits for Customers

  • No/Low-Cost EMI options on SOTC holiday bookings, reducing the upfront financial burden.
  • Instant, paperless loans of up to ₹10 lakh.
  • Flexible repayment tenures ranging from 3 to 24 months.
  • High approval rates powered by a technology-led, multi-channel financing engine.
EMI Tenure & Interest Structure:

Gross Tenure Down Payment Net Tenure Interest Rate (Flat Per Month) Processing Fee
3 Months Nil 3 Zero 3.5% + Taxes
6 Months 1 EMI 5 1.2% p.m. 2.5% + Taxes
9 Months 1 EMI 8 1.2% p.m. 2.5% + Taxes
12 Months 1 EMI 11 1.2% p.m. 2.5% + Taxes
24 Months 1 EMI 23 1.2% p.m. 2.5% + Taxes

Note: A down payment equivalent to one month's EMI is required in advance.


For more details: Call us on Toll Free Number or WhatsApp us at +91 9321657544.

For any query related to EMI, please feel free to write us at HolidaysEMI@sotc.in