Student Travel Insurances

Getting higher education from a well-known university in the world is something that students aspire for. Those interested to pursue higher degrees abroad often head to universities in developed countries. However, studying in a foreign country also exposes the students to a variety of risks, including any medical mishap or accident. Hence, students travelling to another country are required to buy student travel insurance.

Except a few, in almost all countries around the world, it is mandatory for students to have student travel insurance. Here is a list of things to keep in mind while planning to study abroad:

One can buy online: Students looking for international student travel insurance can buy the plan online via different payment modes. Students between the age bracket of 16 and 40 years can apply for the insurance.

A hassle-free settlement with minimum paperwork: While international student travel insurance offers a hassle-free settlement, the process of buying is easy. Students applying for travel insurance may require minimal or zero paperwork. The cover depends on the course duration. It means that if a student is pursuing a two-year degree course, he/she will get the cover of those two years. Moreover, insurance companies do not ask the person to undergo any test before buying the policy. However, it is in the best interest to disclose all pre-existing disorders and health problems.

Benefits of Student Travel Insurance

International student travel insurance covers the person against all kinds of emergency medical expenses due to sudden illness, injury or death. It also covers the cost for any kind of emergency medical evacuation to India. Other than this, it also compensates for baggage loss or passport loss or damage and acute anesthetic dental procedures that may occur due to an injury. Insurance companies also compensate for permanent disability arising out of the injury. When it comes to the best student travel insurance in India, some plans also offer payment for a return ticket fare to a parent or a family member in case the person is hospitalised for more than seven days. It may also cover the amount payable for the bail to respective authorities abroad in case the student is arrested for a bailable offence.

The insurance also covers the loss of crucial study hours or a semester due to any mishap. However, some of the best student travel insurance plans in India reimburse the paid fee if the student is unable to attend his classes due to a medical emergency. The person has to disclose all the details appropriately and correctly while buying travel insurance. In case of a falsifying or non-disclosure of information, insurance companies are not liable to pay the insured in the event of a mishap.